Automated Interac e-Transfer for Canadian Commerce

Reduce payment processing costs by up to 52%, increase conversion rates, and deliver a checkout experience built for how Canadians prefer to pay.

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EMTWerx 2.0

How Does It Work?

Merchant Onboarding

Streamline merchant applications, approvals, and account setup with automated workflows and compliance checks.

Identity & Fraud Protection

Verify identities, reduce fraud risk, and strengthen compliance with integrated KYC, AML, and risk monitoring.

Payments & Reporting

Process transactions, manage settlements, and access real-time reporting through a single connected platform.

Who we are?

One Platform. One Ecosystem. Endless Possibilities.

EMTWerx is a modern payment infrastructure platform that brings onboarding, payments, identity verification, fraud mitigation, reporting, and merchant management into one connected ecosystem.

Built as part of the broader FintechWerx platform, EMTWerx enables merchants, payment service providers, independent sales organizations, and financial institutions to reduce complexity, lower operational costs, and scale with confidence. Our mission is to transform payments from a collection of disconnected tools into a unified infrastructure designed for the future of Canadian commerce.

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Why EMTWerx?

Built for merchants, PSPs, ISOs,
and financial institutions seeking
a smarter, more connected
approach to payments.

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Unified Infrastructure

Replace disconnected systems with a single platform for onboarding, payments, identity verification, fraud mitigation, reporting, and merchant management.

Compliance & Security

Streamline KYC, AML, and risk management with integrated verification and fraud prevention tools.

Operational Efficiency

Reduce manual processes, lower costs, and gain real-time visibility across your payment ecosystem.

Scalable by Design

Support business growth with flexible infrastructure built to adapt to evolving payment needs and regulations.

Payments Your Way

Flexible Payment Infrastructure
Built for Growth

01

Automated Interac e-Transfer

Enable secure, automated bank payments directly within checkout.

02

Multi-Gateway Orchestration

Intelligently route transactions across multiple processors for maximum reliability.

03

Merchant Management

Manage transactions, settlements, reporting, and customer activity from one dashboard.

04

Reporting & Reconciliation

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How It Works?

Simple for Merchants. Seamless for Customers.

Customer selects Interac e-Transfer® at checkout

A trusted payment method customers already know and use.

EMTWerx automates and secures the payment flow

Minimize friction with seamless payment processing.

Merchants receive settlement and real-time reporting

Access next-business-day funding and actionable insights.

Canada Loves Interac e-Transfer

Canada's Trusted Way to Pay

Provide customers with a payment method used every day across Canada.

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Industries We Serve

Solutions Built for Your Business Model

Built for merchants, PSPs, ISOs, financial institutions, marketplaces, and enterprise organizations, EMTWerx delivers the flexibility, security, and real-time insights needed to power the future of Canadian commerce.

Retail & E-Commerce

Fashion, electronics, health and beauty, home and lifestyle.

Subscription Businesses

Reduce payment friction and improve recurring payment experiences.

Marketplaces

Enable seamless payments across buyers and sellers.

Direct-to-Consumer Brands

Increase conversion rates and reduce payment costs.

Payment Service Providers (PSPs)

Expand payment offerings and merchant value.

Independent Sales Organizations (ISOs)

Deliver integrated payment solutions to your merchants.

Integrations

Seamless Integrations for Modern Commerce

Available Today

Coming Soon